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Certification

• Introduction to BASE®
• 1. Who is BASE®?
  2. What is an HRA?
  3. Who Qualifies for an HRA?
  4. Where do the savings come from?
• BASE® 125 Cafeteria Plan
• 1. What is a 125 Cafeteria Plan?
  2. Who is eligible for the BASE® 125 Plan?
  3. Where do the savings come from?
• BASE® Integrated HRA
• 1. What is an Integrated HRA?
  2. Who is eligible for the BASE® Integrated HRA?
  3. Where do the savings come from?
• Value of BASE®
• 1. How can BASE® products help my sales?

Section II: BASE® 125 Cafeteria Plan

Chapter 1: What is a 125 Cafeteria Plan?

This plan allows employers to customize benefits and save money. Employers that sponsor a BASE® 125 Cafeteria Plan can allow employees who are paying medical expenses, insurance premiums or dependent care expenses to do so on a pre-tax basis. A 125 Cafeteria Plan can create sizable savings for both the employer and employee through any combination of the following funding options:

Flexible Spending Account (FSA) is established by an employer to allow employees to set aside money from each paycheck on a pre-tax basis. The money that is withheld during the year can be reimbursed on a tax-free basis to pay for qualifying medical expenses.

Dependent Care Assistance Plan (DCAP), also known as a Dependent Care FSA, is an account established by an employer to allow employees to set aside money from each paycheck on a pre-tax basis to pay for qualifying dependent care expenses such as: daycare, preschool, before & after school care, and elder care.

Premium Only Plan (POP) allows for employees to pay for a variety of employer-sponsored benefits, such as health, dental, and vision with pre-tax dollars, ultimately reducing taxable compensation.

BASE® provides plan design, implementation and compliance services. Our staff is well trained in state-of-the-art planning and design techniques. We can assist you in maximizing a company’s tax savings as well as in making sure the plan is in compliance with all government and insurance rules and regulations.

Plus, the BASE® 125 Cafeteria Plan offers:

• Enhanced Benefits Package
• Financial Benefits
• Option for Increased Plan Participation & Savings
• Easy & Inexpensive Set Up